How to Claim Insurance from a Car Share Accident

Personal injury lawyers in Vancouver - BLW Lawyers

Across the greater Vancouver area, car shares are becoming an increasingly popular way to get around. No longer do you need to hail a taxi to get where you need to get; grabbing a ZipCar, Evo, or Modo is quick, easy, and affordable. If you use these services frequently, however, it’s important that you understand your liabilities and protections when it comes to accidents involving car shares. Hopefully, you’ll never be involved in one. If you are, though, you’ll be glad you were prepared.

How Car Share Companies Handle Accidents

The specifics on car accidents: insurance claims, and liability can vary greatly from one car share company to the next. Car2go, for example, will charge a deductible of up to $500 in the event of an accident. That deductible can increase to $2,000 if it is determined that an unauthorized user was behind the wheel at the time of the accident. Furthermore, accident protection only applies if you follow all the rules and stipulations of your contract (including having a blood alcohol content of zero at the time of the accident).

Other companies, such as ZipCar, offer a waiver that will allow you to avoid their $1,000 damage fee in the event of an accident. The cost of this waiver is $79 per year, which may be worth it for those who use the service regularly. The waiver will not apply, however, if you are found to be under the influence while driving or using a cell phone.

Modo has a similar policy and waiver that allows drivers to avoid the $1,000 accident fee if they pay $50 per year in the form of a damage pool.

Claiming Insurance from a Car Share Accident

If you’re ever involved in an accident while using a car share, you’ll want to make sure to have a copy of your car-share contract on-hand so you know exactly what to expect and what steps to take next. In almost all car-sharing contracts, you will be required to notify the company of your accident as soon as possible. It’s also a good idea to get as much documentation as possible in the form of photos, witness statements, and the like.

If you’re injured in an accident involving a car share, you may also be entitled to financial compensation. This is especially true if the cause of the accident was something related to poor maintenance of the vehicle you were driving or some other type of defect. Some of the damages you may be able to pursue as a result of a car share accident include:

  • medical bills
  • lost wages
  • pain and suffering

Consult With BLW Lawyers in Vancouver Today

Reaching a fair settlement with the insurance company isn’t always easy, however, which is why consulting with a car accident lawyer is always a good idea. Working with a car accident lawyer will ensure you receive the representation and guidance you need following your car share accident. Set up your free consultation with Becker Lavin, & Wessler today so that our team of experienced accident lawyers can get to work on your case.

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