ICBC Insurance for Trailers During Camping Season

Camping season has been underway in British Columbia for a few months now, and with summer still technically upon us for a few more weeks, it hasn’t slowed down much yet.

And it is not uncommon for accidents involving trailers, RVs and campers to occur, putting a damper on those weekend outings. This is why it’s so important for campers to be proactive in protecting themselves (and their families) against accidents and knowing what steps to take in the event that they are involved in an accident.

Keeping You and Your Family Safe

If you own a camper, trailer or RV, or even plan on renting one for your summer excursions, safety precautions are a must. For starters, if you’ll be towing a camper or trailer on your personal vehicle, take the time to review your owner’s manual and check the towing capacity to ensure that it isn’t exceeded. Overloading your vehicle is one of the most dangerous things you can do, making it difficult to control and maneuver on the road.

Furthermore, make sure your RV, trailer or camper is properly insured. If you’re renting directly from a reputable company, minimum insurance should be included with your rental. However, it is still wise to review specific coverage with the rental company and to consider purchasing additional coverage (typically at a daily charge) for your added peace of mind. If you own your camper, RV or trailer, you’ll need to make sure that it is properly licensed (and that the licence is up-to-date) and insured.

If You Are Involved in an Accident

Unfortunately, there are only so many steps you can take to protect yourself when preparing for a camping excursion, and all it takes is one other careless driver or camper to leave you in a bad situation. This is why it’s also important to be prepared for the unexpected, and to know what steps you need to follow if you’re injured in a trailer, camper or RV accident while on the road.

Specifically, understand that if you or any of your loved ones have been injured in an accident as a result of another person’s negligence while operating an RV or towing a trailer/camper, you may be able to file an insurance claim against the responsible party. Be sure to exchange insurance information with the other party so that you can follow up as needed, especially if medical treatment is required for injuries.

Make Sure You’re Represented

Furthermore, understand that many of these cases require testimony from an expert witness in addition to accident investigation; this is where having an experienced personal-injury lawyer on your side can make all the difference. Specifically, an injury lawyer experienced in camper/trailer accidents can provide you with the legal guidance you need to navigate the often complex legal process, in addition to representing you through every step along the way.

If you have recently been injured as a result of another party’s recklessness with a trailer, camper, or RV, it is important to consult with a lawyer sooner rather than later so you can be sure your rights are protected. Here at Becker, Lavin, and Wessler, we’re here to help. Contact us today to schedule your free, no-obligation consultation in Metro Vancouver with our legal team today.

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