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When Can I Go Back to Work After a Car Accident Injury in BC?

As your personal injury lawyers in Burnaby and Metro Vancouver, we specialize in ICBC claims. One of the most frequently asked questions about ICBC benefits involves whether or not you can return to work after your accident. Is it too soon? Will you lose benefits if you work now? What if you are physically able to return to work; should you do it?

This is an overarching question that accident victims often can’t answer because the ICBC system can be so intimidating. And after all, you would hate to do something that jeopardizes your ICBC benefits. Find out the facts about when you can return to work and an active lifestyle after your car accident, while protecting your ICBC coverage.

Physical Readiness Versus Recovery

The first hurdle you will overcome after a car accident is physical recovery. Depending on your injuries the recovery period could take a week or several months. If you are planning to use ICBC benefits during that recovery time, you may be worried about returning to work too soon. You may also want to participate in sports, recreational activities, or other activities that were part of your normal life before your accident. The fear for most ICBC recipients is that if they start exercising again or they return to work, then they will lose their ICBC coverage and be at fault with the law.

Before you return to your regular routine at work get a second opinion by your primary care physician. Ensure you are actually healed and will not re-injury yourself. After all, the entire purpose of ICBC benefits is to provide you with financial coverage while you are injured and unable to work after a car accident. Once you get that bill of good health, then you are good to go back to work.

Legal Ease of ICBC Claims

Even if you are deemed ready to return to work, the question remains of whether or not your benefits will cease. ICBC Part 7 Total Temporary Disability benefits (wage loss benefits) will immediately cease the second that you return to work.  Even if it is on a graduated return to work and you are not working full hours.  By definition, the disability has to be total.  If it is just a partial disability, the benefits no longer apply.

Returning to work shows that you are self-reliant and ready to move on from your accident. It also serves to mitigate damages that are your legal duty as an ICBC recipient. More importantly, if you are physically capable of returning to work after your car accident and you do not, this has the potential to weaken your claim in court. The bottom line is if you are physically able, and medically approved, to work after a car accident, then that is what you need to do.

ICBC Claims in Burnaby and Metro Vancouver

The chances you will be involved in a car accident in your lifetime increase with every day. If you are concerned about maintaining ICBC coverage during your accident recovery, you aren’t alone. Fortunately, you have the support of your team of personal injury lawyers ready to assist you. We practice personal injury law in nine locations throughout Vancouver, and in Langley, Coquitlam, Richmond, and Surrey. Contact us to receive a free consultation regarding your ICBC coverage.

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